Utilities & Bills
Power, water, internet, taxes, mortgage payments — what your property costs you each week and what happens if you don't pay.
Owning property on this server is not a one-time payment. You'll pay weekly costs to keep the lights on, the water running, and the bank off your back.
Power
Every property has a power tier (Low / Medium / High / Industrial) set when it was created. The tier determines your weekly base bill.
| Tier | Typical use | Weekly base |
|---|---|---|
| Low | Apartment, motel | $100 |
| Medium | House, small business | $300 |
| High | Mansion, large business | $700 |
| Industrial | Warehouse, factory | $1,500+ |
On top of base, active appliances can raise the bill — grow setups, food production, fridges with stored stock. Higher in-use load = higher bill.
Power gets billed Sunday at 00:00 server time. The phone bills app shows the current week's accumulating cost so you can budget.
Water & Internet
Smaller flat fees:
- Water: $50 / week per property.
- Internet: $30 / week per property (only required if you've installed a router or computer).
Both can be set up at City Hall on first move-in or transferred when a property changes hands.
Mortgage
If you bought the property on a mortgage instead of cash, weekly payments come out of your bank account automatically. Missing two consecutive payments triggers a default warning; missing four means foreclosure — the bank repossesses the property and re-lists it at a discount.
Selling a property on mortgage is only possible after the loan is fully paid off, OR by transferring the loan to the buyer (only some banks support this — check your loan agreement).
Property tax
A monthly tax of ~0.5% of property value, billed on the 1st of each in-game month. Goes to the city treasury.
What happens if you don't pay
| Bill | Late behaviour |
|---|---|
| Power | Power cut after 3 unpaid weeks. Lights off, fridge stops cooling, growing crops die. |
| Water | Tap water stops working after 2 unpaid weeks. Cosmetic only. |
| Internet | Service cut immediately on unpaid week. |
| Mortgage | Foreclosure after 4 unpaid weeks. |
| Property tax | Tax lien attached after 2 missed months. Selling the property pays it off automatically. |
All of these can be checked on your phone → Bills app. The app shows due-by dates, current balances, and the option to set autopay.
Selling and transferring
A property can be:
- Listed for sale to anyone via City Hall — buyer pays the listing price + tax, you receive the net.
- Sold direct to a known buyer — uses
/sellproperty <character>, both parties confirm at the entrance. - Returned to state for a 60% refund of original price — only if there's no outstanding mortgage.