Banking & money
How cash and bank accounts work, ATMs, transfers, and what gets stolen vs what stays safe.
You have two kinds of money on each character:
- Cash — physical money in your inventory. Carryable, droppable, robbable. If you're robbed or killed and someone searches your body, this is what they take.
- Bank balance — held in a Roleplay Project bank account. Untouchable by other players, but you have to actually go to an ATM or a bank to deposit/withdraw.
Cash + bank totals are visible on your phone (M → Wallet) and on /balance.
ATMs
ATMs are scattered across Los Santos — outside 24/7 stores, banks, gas stations, casinos, hospitals. Walk up to one and press E.
| Action | Notes |
|---|---|
| Deposit | Move cash → bank. No fee. |
| Withdraw | Move bank → cash. No fee. |
| Transfer | Send to another character's account number. Small flat fee. Receiver's name is verified before you confirm. |
| Check balance | View cash and bank totals. |
Transfers require the recipient's account number — that's the long number on the recipient's banking app, not their character name. They can show it to you in /me, or you can grab it from the bank's directory if they've made it public.
Transfer safety
Every transfer logs:
- Source character + account.
- Recipient character + account.
- Amount.
- Optional reference / note.
- Timestamp + ATM/branch.
Logged in your transaction history in the phone banking app for 90 days. If a transfer was scammed, an admin can see who sent what — but we don't reverse legitimate transfers even if you regret one. Be careful.
Robbery
If you're robbed at gunpoint, the robber can take cash on hand only. Bank money is untouchable. That said:
- Don't carry life-changing amounts of cash unless you have a reason. Move it to bank ASAP.
- Cash piles in safes / properties are not bank money — those can be stolen during a property break-in.
- Vehicles' glove-box money is not protected either.
Death
If you die (CK or PK), bank balance carries to your next character if you got CK'd cleanly with admin sign-off. PK deaths don't transfer money — that's a regular respawn, not character death.
Common questions
Why do my deposits sometimes fail?
Insufficient cash on hand at the moment of deposit. Multiple attempts in quick succession can also race; the server uses an atomic check so a concurrent deposit will reject one of them rather than allow a duplicate.
Can I have multiple accounts?
One primary account per character. Some businesses and factions have their own treasury accounts; ask your faction lead about access.
What's the difference between
/balanceand the phone app?
Same numbers, different surfaces. The phone shows transaction history too; /balance is a quick chat-line readout.