Somewhere to put your stuff.

Find a property with a "For Lease" sign, interact with the door, pick Lease Property. Pay the security deposit plus the first month upfront from your bank. Rent then comes out of your bank automatically every month on the anniversary of your move-in.

Cost	Amount	Notes
Monthly rent	2% of sale price	Auto-deducted from bank
Security deposit	1 month of rent	Refundable, see below
Late fee	10% of rent	Added if you miss the due date

Miss rent three months in a row and you're out. You lose access to the property and only get half your deposit back. A recent eviction also blocks you from renting again for 30 days, so don't let it spiral.

End the lease cleanly with no late payments and you get the full deposit refunded. End it with any late payments on the record and you get 50%.

At the property door, pick Purchase on Mortgage. Choose a loan term (typically 60, 120, or 240 months). The system reads your credit score and calculates the down payment and interest rate. Better credit, better terms.

Credit score	Down payment	Interest rate (annual)
750 to 850	15%	5%
650 to 749	20%	8%
550 to 649	25%	11%
500 to 549	30%	15%
Below 500	Not eligible

Monthly payments come out of your bank on the due date. Pay the loan off in full and the property is yours with no further monthly cost.

Mortgages are stricter than rentals. Two consecutive missed payments and the bank takes the property. You lose every dollar of equity you've put in, and your credit takes a major hit, which makes the next mortgage harder. Set up an autopay reminder.

You can only have one active mortgage at a time. Pay one off before taking another.

Apartments are managed buildings: you can't buy one. They come pre-furnished and you sign a 30-day rolling lease. Find an estate agent (Victoria Sterling roams all 8 complexes) and ask for available units. Each complex has a credit-score minimum.

Complex	Rent range	Min credit
Vespucci Canals	$400 to $1,000	500
Alta Street Apartments	$500 to $1,200	500
Del Perro Heights	$600 to $1,500	550
Integrity Way	$800 to $1,800	600
South Rockford Dr	$900 to $2,000	600
Tinsel Towers	$1,200 to $2,500	650
Weazel Plaza	$2,000 to $4,000	700
Eclipse Towers	$3,500 to $6,000	750

Pay 2 months of rent as a deposit when you sign. Rent auto-deducts from your bank monthly. Miss 3 payments in a row and you're evicted, with the usual 50% deposit penalty and 30-day reapply ban. You can only hold one apartment at a time.

Buy pieces from the furniture store with cash or bank. Each piece goes into your inventory. Walk into your property and open the interior editor from the property menu: pick up the piece, position it, rotate it, drop it. Layouts save and persist across server restarts.

Piece	Price range
Modern sofa, brown	$2,400
Leather armchair	$1,100
Dining chair, oak	$380
Office chair, black	$650
Single bed	$800 to $1,400
Queen bed	$1,800 to $3,200
Dining table	$600 to $1,100
Wardrobe, oak (12-slot storage)	$1,900
Dresser, walnut (8-slot storage)	$950
Floor lamp	$220 to $480
Shelving unit	$180 to $650

Some pieces have built-in storage: wardrobes and dressers add inventory slots to the room they're placed in. Removing a piece returns it to your inventory.

Buy a safe, place it inside your property, set a 4 to 6 digit PIN. Three tiers: each gives more slots, more weight capacity, and (on Premium) optional fingerprint security on top of the keypad.

Tier	Price	Slots	Weight cap	Security
Basic	$500	15	30 kg	Keypad
Advanced	$1,500	25	50 kg	Keypad
Premium	$4,000	40	100 kg	Keypad + fingerprint

Only the property owner and anyone they've given access can use the safe. If you forget the PIN, an admin has to reset it for you, so write it down.

Optional. Buy at the alarm store, install at the property entrance, set a PIN (separate from the safe PIN). Arm and disarm via the keypad, your phone, or the in-game computer.

Tier	Buy price	Monthly	What it does on trigger
Basic	$500	$25	Siren only
Standard	$1,500	$50	Siren + SMS to owner
Premium	$4,000	$100	Siren + SMS + auto 911 dispatch

Monthly fees are auto-deducted from your bank. Miss the fee and the alarm disables until you top up. A false alarm on Premium still calls the cops, so disarm the second you walk in.

Important: alarms don't stop people who already have property access. If a guest is going to rob you, the alarm won't fire.

Use the stash interaction to drop items at your current location with a short roleplay description (under the gas station bin, taped behind the dumpster, etc.). Anyone within 2 metres can claim them after confirming, and the claim is logged. Admins can read who stashed what.

Use it for handoffs, dead-drops, hiding contraband from a chase. Don't use it to powergame around the rules: stashing things in nonsensical places (mid-air, inside a wall) will get the stash voided and possibly a ticket. Stashes expire after a while if nobody claims them.

If you own (not rent), you owe property tax monthly. It's auto-deducted from your bank.

Asset	Tax
Houses you own	2% of value / month
Vehicles you own	1.5% of value / month
Apartments	No tax (you don't own them)

A $300,000 house costs you $6,000/month in tax on top of any mortgage. The money flows into the government faction treasury, so council and Mayor budgets depend on it.